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Disclaimer | Terms of Use, Privacy Policy, Disclosures


General Website Disclaimer

Disclaimer
The information provided on this website is for general informational purposes only and does not constitute professional legal, financial, or real estate advice. While we strive to provide accurate and up-to-date information, we make no guarantees about the completeness, accuracy, reliability, or suitability of the information for any purpose. Users are advised to consult with licensed professionals for personalized advice. Use of this website and its content is at your own risk. VillaTerras.com emphasizes the importance of understanding that online home value estimates are not formal appraisals and may lack the precision of in-person assessments.

The integration of Artificial Intelligence (AI) into the real estate sector

Introduction

The integration of Artificial Intelligence (AI) into the real estate sector has revolutionized traditional practices, offering enhanced efficiency, data-driven insights, and improved client experiences. However, the deployment of AI technologies must be meticulously aligned with existing legal frameworks to ensure compliance and mitigate potential risks. This addendum provides a comprehensive legal defense for the use of AI in real estate, specifically tailored for VillaTerras.com, by examining relevant laws, regulations, and case studies.

1. Compliance with California Law

California has been proactive in addressing the implications of AI across various industries. On January 13, 2025, Attorney General Rob Bonta issued legal advisories emphasizing that existing California laws apply to the development and use of AI technologies. These advisories underscore the necessity for entities utilizing AI to ensure their systems are tested, validated, and audited to maintain safety, ethics, and legality.

California DOJ

1.1. Transparency

The California AI Transparency Act, signed into law on September 19, 2024, mandates that providers of generative AI systems disclose AI-generated content to consumers. Effective January 1, 2026, this legislation requires:

  • AI Detection Tools: Developers must provide tools enabling consumers to identify AI-generated content.
  • Manifest and Latent Disclosures: AI-generated content must include clear disclosures indicating its origin.

VillaTerras.com ensures compliance by prominently displaying disclosures on AI-generated content, thereby maintaining transparency with users.

New California Law Will Require AI Transparency and Disclosure Measures

1.2. Data Privacy

The California Consumer Privacy Act (CCPA) grants consumers rights over their personal data, including the right to know, delete, and opt-out of the sale of their information. VillaTerras.com adheres to CCPA requirements by:

  • Data Minimization: Collecting only essential data necessary for AI functionalities.
  • User Consent: Obtaining explicit consent before data collection.
  • Opt-Out Mechanisms: Providing users with options to control their data usage.

These measures ensure that user privacy is respected in all AI applications.

1.3. Non-Discrimination

California’s Unruh Civil Rights Act prohibits discrimination based on characteristics such as race, gender, and religion. AI systems must be designed to prevent biased outcomes. VillaTerras.com conducts regular audits of its AI algorithms to identify and mitigate potential biases, ensuring equitable treatment of all users.

2. Adherence to California Department of Real Estate (DRE) Regulations

The DRE mandates that any entity engaging in activities requiring a real estate license must hold such a license. AI systems, while advanced, do not possess licensure and therefore cannot independently perform tasks legally reserved for licensed professionals. To comply with DRE regulations, VillaTerras.com utilizes AI as a supplementary tool under the supervision of licensed real estate professionals, ensuring all actions meet the legal standards set forth by the DRE.

The Law Offices of James L. Arrasmith

3. Ethical Considerations and Best Practices

The National Association of REALTORS® (NAR) advises caution in the use of AI within real estate to avoid potential liabilities. Key recommendations include:

  • Accuracy: Regularly verify the information provided by AI systems to prevent the dissemination of incorrect data.
  • Oversight: Maintain human supervision over AI outputs to ensure they align with ethical standards and legal requirements.
  • Accountability: Establish clear protocols for addressing errors or issues arising from AI usage, maintaining accountability throughout the process.

VillaTerras.com integrates these best practices to uphold ethical standards in all AI applications.

National Association of REALTORS®

4. Case Studies and Legal Precedents

4.1. RealPage Antitrust Lawsuit

In August 2024, the U.S. Department of Justice, along with Attorneys General from eight states, filed a civil antitrust lawsuit against RealPage, alleging that the company’s AI-driven rent-setting software facilitated unlawful coordination among landlords, leading to inflated rental prices. This case underscores the necessity for AI applications to operate within competitive practices and antitrust laws. VillaTerras.com ensures that its AI tools are designed to support fair market practices, avoiding any form of price manipulation or anti-competitive behavior.

WIRED

4.2. SafeRent Solutions Settlement

In November 2024, SafeRent Solutions reached a $2.2 million settlement in a class-action lawsuit alleging that its AI-powered tenant screening tool discriminated against low-income and minority applicants. The lawsuit highlighted the importance of ensuring that AI algorithms do not perpetuate existing societal biases. VillaTerras.com proactively audits its AI systems to detect and eliminate potential biases, promoting inclusivity and fairness in all its services.

AP News

5. Intellectual Property Considerations

The use of AI in generating content raises questions about copyright and intellectual property rights. The National Association of REALTORS® has highlighted concerns regarding the ownership of AI-generated content and the potential for copyright infringement. VillaTerras.com addresses these issues by:

  • Attribution: Clearly attributing AI-generated content to its sources.
  • Licensing: Ensuring that any AI tools used are properly licensed and that their outputs do not infringe on existing copyrights.
  • Originality: Combining AI-generated insights with human expertise to create unique content, thereby mitigating potential intellectual property disputes.

By implementing these practices, VillaTerras.com respects intellectual property laws and upholds the rights of content creators.

National Association of REALTORS®

Disclaimer and Terms of Use

Welcome to VillaTerras.com

Thank you for visiting VillaTerras.com. We are committed to providing users with general knowledge, resources, and tools related to land, property, and real estate. The following disclaimers and terms of use outline the limitations of our services, the protections we have in place, and the role we play in helping the public access critical information about real estate.

By accessing and using this website, you agree to the terms outlined here. If you do not agree with any part of these disclaimers or terms, please discontinue your use of the website immediately.


General Information Disclaimer

VillaTerras.com is an informational platform designed to provide basic knowledge and resources about real estate, land development, environmental regulations, and property-related topics. The content on this website does not constitute professional legal, financial, or real estate advice.

Scope of Content

  • The information provided is for educational purposes only and is intended to help users better understand the real estate industry.
  • Users are encouraged to consult with licensed professionals (such as real estate brokers, appraisers, attorneys, or financial advisors) for specific, personalized advice.

Limitation of Liability

VillaTerras.com and its operators:

  1. Do not provide real estate brokerage services.
  2. Do not offer property appraisals or valuations.
  3. Do not facilitate real estate transactions.

Any reliance on the information provided is strictly at your own risk.


Why Accessible Knowledge Matters

The Need for Public Awareness

Real estate laws, practices, and concepts are often complex and difficult to navigate for the average person. VillaTerras.com aims to:

  • Empower individuals with basic knowledge to make informed decisions.
  • Demystify the processes of buying, selling, and managing property.
  • Connect users with licensed professionals for specialized services, ensuring they receive the proper guidance.

Public Good Disclaimer

VillaTerras.com is grounded in the belief that education is a public good. We strive to bridge the knowledge gap by offering easy-to-understand content while staying within the boundaries of legal compliance.


Partnerships with Licensed Professionals

VillaTerras.com collaborates with licensed professionals in the real estate, appraisal, and financial sectors to ensure users receive accurate and actionable guidance.

Referral Disclaimer

  • VillaTerras.com does not endorse or guarantee the services of any specific professional or entity.
  • Users are encouraged to conduct their own research and verify the credentials of any professional they choose to engage with.

Licensing Compliance

All regulated services, including but not limited to:

  • Real estate transactions,
  • Property appraisals,
  • Legal advice,
    …are performed exclusively by licensed entities or individuals. VillaTerras.com does not engage in these activities.

Regulatory Compliance

California Department of Real Estate (DRE)

VillaTerras.com adheres to all DRE regulations by:

  1. Avoiding Licensed Activities:
    • We do not negotiate property sales, offer brokerage services, or provide opinions of value.
  2. Providing Referrals:
    • When appropriate, we connect users with DRE-licensed professionals for their specific needs.

Bureau of Real Estate Appraisers (BREA)

VillaTerras.com does not provide formal appraisals or valuations, which require licensing under California law. Any valuation services referenced on this website are performed by BREA-licensed appraisers.

Advertising Compliance

All marketing materials and representations on VillaTerras.com comply with DRE advertising guidelines. We make no claims of licensure or authorization beyond the informational content we provide.


Environmental and Zoning Information

VillaTerras.com provides general insights into environmental and zoning regulations, including those enforced by:

  • The California Coastal Commission,
  • The Environmental Protection Agency (EPA),
  • Local zoning boards.

Important Disclaimer: These insights are not a substitute for environmental impact assessments, permits, or zoning approvals. Users must consult the relevant agencies or licensed consultants for official determinations.


User Responsibility

VillaTerras.com users are responsible for:

  1. Verifying the accuracy of any information used in real estate transactions or decisions.
  2. Consulting with licensed professionals for legal, financial, or real estate advice.
  3. Complying with local, state, and federal laws in their own transactions or activities.

Terms of Use

Limited License to Use Content

Users are granted a limited, non-exclusive, and revocable license to access the content on VillaTerras.com for personal, non-commercial purposes.

Prohibited Uses

Users may not:

  • Reproduce, distribute, or exploit content for commercial purposes without permission.
  • Represent any information on this website as their own professional advice.

Limitations of Liability

VillaTerras.com and its operators:

  1. Are not liable for errors, omissions, or inaccuracies in the content provided.
  2. Disclaim all liability for damages or losses arising from reliance on this website.
  3. Are not responsible for third-party content or external links provided on this website.

Jurisdictional Considerations

VillaTerras.com operates primarily in California but provides information that may be relevant in other states. Users should consult state-specific resources or professionals to ensure compliance with local laws.

Choice of Law

All disputes arising from the use of this website will be governed by the laws of the State of California.


Final Note on Compliance and Education

VillaTerras.com is dedicated to balancing public access to real estate knowledge with full compliance with applicable laws. By using this website, you acknowledge and accept these disclaimers and terms of use.

For questions or concerns, please contact us directly at Info@VillaTerras.com


Addendum to VillaTerras.com Disclosure: Legal Implications of the California AI Transparency Act on AI-Generated Content


Introduction

The enactment of the California AI Transparency Act (SB 942) on September 19, 2024, introduces significant requirements for providers of generative artificial intelligence (AI) systems, particularly concerning the disclosure of AI-generated content. This addendum aims to elucidate the implications of SB 942 for VillaTerras.com, ensuring compliance with the new legislation and maintaining transparency with our users.

Overview of the California AI Transparency Act

Effective January 1, 2026, SB 942 mandates that “covered providers” of generative AI systems adhere to specific disclosure requirements:

  1. AI Detection Tool: Providers must offer an AI detection tool at no cost, enabling users to assess whether image, video, or audio content was created or altered by the provider’s generative AI system. Legislative Information
  2. Manifest Disclosure: Providers are required to offer users the option to include a clear and conspicuous disclosure in AI-generated content, identifying it as such. Legislative Information
  3. Latent Disclosure: AI-generated content must include embedded metadata conveying information about the content’s provenance, such as the provider’s name, the AI system used, and the creation or alteration date. Legislative Information

Implications for VillaTerras.com

VillaTerras.com utilizes AI technologies to enhance user experience and provide valuable real estate insights. In light of SB 942, we are committed to implementing the following measures to ensure compliance:

  • AI Detection Tool: We will develop and provide an accessible tool allowing users to verify whether content has been generated or modified by our AI systems.
  • Manifest Disclosure: Users will have the option to include a visible disclosure on AI-generated content, clearly indicating its origin.
  • Latent Disclosure: All AI-generated content will contain embedded metadata with pertinent information, ensuring transparency regarding its creation.

Conclusion

VillaTerras.com is dedicated to upholding the principles of transparency and compliance as outlined in the California AI Transparency Act. By proactively integrating these requirements, we aim to foster trust and provide clarity to our users regarding the nature of the content they engage with.


References:

  • California AI Transparency Act (SB 942) Legislative Information
  • “New California Law Will Require AI Transparency and Disclosure Measures” Mayer Brown
  • “California Enacts AI Transparency Law Requiring Disclosures for AI Content” Jones Day

2. Financial Tools Disclaimer

Financial Calculator Disclaimer
Any financial calculators, valuation tools, or projections provided on this website are for illustrative purposes only and are not intended to provide financial advice. The results generated by these tools are hypothetical and based on user-provided inputs, which may vary in accuracy.
VillaTerras.com is not responsible for any actions taken based on these calculations or for any financial losses incurred. Users are encouraged to seek advice from a qualified financial advisor before making any investment or financial decisions.


3. Licensing and Jurisdiction Disclaimer

Licensing Notice
VillaTerras.com operates under the authority of licensed real estate professionals in the state of [California or relevant jurisdiction]. All services provided are subject to the laws and regulations of [State or Country].
This website does not constitute an offer to provide real estate services in any jurisdiction where we are not licensed to operate. Please verify licensing and eligibility before engaging in any transactions.


4. Copyright and Intellectual Property Disclaimer

Copyright Notice
All content on this website, including but not limited to text, images, tools, logos, and graphics, is the property of VillaTerras.com or its licensors. Unauthorized reproduction, distribution, or use of this content is strictly prohibited.
If you believe any content has been used without proper authorization, please contact us at info@villaterras.com . We will promptly address any issues.


5. Third-Party Content and Links Disclaimer

External Links Disclaimer
This website may include links to third-party websites or content for your convenience. VillaTerras.com does not endorse or assume responsibility for the accuracy, legality, or reliability of any third-party content. Accessing these links is at your own risk.
If you have concerns about a linked site, please contact us at [Contact Information].


6. Privacy Policy Summary Disclaimer

Privacy Policy
Your privacy is important to us. VillaTerras.com collects and processes personal information in accordance with applicable data protection laws, including the California Consumer Privacy Act (CCPA). For more information on how we collect, use, and protect your data, please review our Privacy Policy.
By using this website, you consent to our data collection and usage practices.


7. Fair Housing Disclaimer

Fair Housing Compliance
VillaTerras.com fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. We do not discriminate based on race, color, religion, sex, handicap, familial status, national origin, or any other protected status.
If you believe you have been discriminated against, please contact the appropriate housing authority.


8. Accessibility Disclaimer

Accessibility Statement
VillaTerras.com is committed to ensuring our website is accessible to individuals with disabilities. We strive to meet the standards set by the Web Content Accessibility Guidelines (WCAG). If you experience any difficulty accessing content on this website, please contact us at [Contact Information], and we will make reasonable accommodations.


9. Limitation of Liability

Limitation of Liability
To the maximum extent permitted by law, VillaTerras.com and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of this website, its content, or any services provided.
This includes, but is not limited to, damages caused by errors, omissions, interruptions, or inaccuracies in the information or tools provided. Use of this website is entirely at your own risk.


10. Email Disclaimers

General Email Disclaimer

Confidentiality Notice
This email and any attachments are confidential and intended solely for the use of the recipient(s). If you are not the intended recipient, please notify the sender immediately and delete this email. Unauthorized use, copying, or distribution of this email is strictly prohibited.

Real Estate Licensing Email Disclaimer

Licensing Notice
Leonardo Villasenor is a licensed real estate professional under the jurisdiction of [California Department of Real Estate, License #08135228.] Any opinions or information shared in this email are for informational purposes only and do not constitute professional advice.

No Advice Disclaimer

No Legal or Financial Advice
This email and its contents do not constitute legal, financial, or investment advice. Users are encouraged to consult with licensed professionals for specific guidance.


11. Terms of Use Summary

Terms of Use
By using this website, you agree to comply with our Terms of Use, which govern acceptable behavior, user responsibilities, and limitations of liability. Please review the full Terms of Use here. If you do not agree to these terms, please cease using the website immediately.


Privacy Policy for VillaTerras.com

Last Revised: [11/20/2024]


Introduction

VillaTerras, LLC (“Company,” “We,” “Us,” or “Our”) respects Your privacy and is committed to protecting it through Our compliance with this Privacy Policy. This Privacy Policy explains Our policies and practices regarding the Personal Information We collect from You, how We use it, how We share it, Your rights and choices, and how You can contact Us about Our privacy practices.

Please read this Privacy Policy carefully to understand Your rights and Our practices. To the extent You are a Visitor or End User, this Privacy Policy outlines Your rights as a data subject, including the right to object to some uses of Your Personal Information by Us.


Definitions

  • “Personal Information”: Any information that identifies or relates to an individual or can be used in conjunction with other information to identify an individual.
  • “Processing”: Any operation performed on Personal Information, including collection, storage, use, or deletion.
  • “Visitor”: An individual that visits the VillaTerras.com website but is not a customer or registered user.
  • “End User”: Individuals who interact with Us through Our Services or affiliated partners but do not directly contract with Us.
  • “Services”: The products and services provided by VillaTerras, LLC.

Scope of This Policy

This Privacy Policy applies to Personal Information We collect through:

  1. Your interactions with VillaTerras.com.
  2. Data You provide to Us directly.
  3. Information collected via third-party affiliates or service providers.

Personal Information We Collect

1. Categories of Personal Information We Collect

We collect the following types of Personal Information:

  • Identifiers: Name, email address, phone number, IP address, and postal address.
  • Commercial Information: Records of services requested or purchased.
  • Internet or Network Activity: Information about Your interactions with Our website, including browsing activity, location data, and usage data.
  • Geolocation Data: Approximate physical location derived from Your IP address.

2. Sources of Collection

  • Directly from You when You provide information via forms, email, or telephone.
  • Automatically via cookies and tracking technologies.
  • From third parties, such as affiliates, advertising partners, and service providers.

How We Use Your Personal Information

We Process Your Personal Information for the following purposes:

  • To provide, personalize, and improve Our Services.
  • To communicate with You, including responding to inquiries.
  • For marketing and promotional purposes, consistent with Your preferences.
  • To comply with legal and regulatory requirements.
  • To enhance the security of Our website and Services.

Sharing of Personal Information

We may share Your Personal Information:

  1. With Service Providers: Vendors who assist in delivering Our Services, such as payment processors and IT providers.
  2. With Affiliates: Business entities under common ownership with VillaTerras, LLC.
  3. In Response to Legal Requests: To comply with subpoenas, court orders, or applicable law.
  4. In Connection with Business Transfers: If VillaTerras, LLC is sold, merged, or reorganized.

We do not sell Personal Information to third parties.


Cookies and Tracking Technologies

VillaTerras.com uses cookies and similar technologies to:

  • Analyze website traffic.
  • Personalize user experiences.
  • Measure the effectiveness of marketing campaigns.

You may opt out of non-essential cookies via Your browser settings or Our cookie consent banner.


Your Privacy Rights

Depending on Your jurisdiction, You may have the following rights regarding Your Personal Information:

  • Access and Portability: Request a copy of the Personal Information We hold about You.
  • Correction: Request that inaccurate or incomplete Personal Information be corrected.
  • Deletion: Request deletion of Your Personal Information, subject to certain limitations.
  • Opt-Out: Opt out of certain uses of Your Personal Information, including marketing communications.

To exercise these rights, please refer to the “Exercising Your Rights” section below.


Data Security

We implement technical and administrative measures to protect Your Personal Information. While We strive to protect Your data, no system can guarantee absolute security. Please take precautions to safeguard Your data when online.


Retention of Personal Information

We retain Your Personal Information only as long as necessary to fulfill the purposes described in this Privacy Policy or to comply with legal obligations.


Children’s Privacy

VillaTerras.com is not intended for children under the age of 16, and We do not knowingly collect Personal Information from minors. If We become aware that We have collected Personal Information from a child under 16, We will promptly delete it.


International Data Transfers

If You reside outside the United States, Your data may be transferred to and processed in the U.S. or other jurisdictions where Our service providers operate. We ensure that such transfers comply with applicable data protection laws.


Exercising Your Rights

To exercise any rights or request more information, please contact Us via:

Please include sufficient information for Us to verify Your identity and fulfill Your request.


DMCA Policy for VillaTerras.com

Effective Date: [Insert Date]

VillaTerras, LLC (“we,” “us,” or “our”) respects the intellectual property rights of others and expects users of our website, VillaTerras.com, to do the same. This DMCA Policy outlines the procedure for reporting copyright infringement and our responsibilities in addressing such claims under the Digital Millennium Copyright Act (DMCA).


1. Reporting Copyright Infringement

If you believe that content on VillaTerras.com infringes your copyright, you may submit a DMCA Takedown Notice to our designated DMCA Agent. The notice must include the following information to be valid under the DMCA:

  1. Identification of the copyrighted work you claim has been infringed, or a representative list of such works if multiple works are affected.
  2. Identification of the infringing content on our site, including the URL or a detailed description of the location of the material.
  3. Your contact information, such as your name, mailing address, phone number, and email address.
  4. A statement that you have a good-faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law.
  5. A statement under penalty of perjury that the information in the notice is accurate and that you are the copyright owner or authorized to act on behalf of the owner.
  6. Your physical or electronic signature.

2. DMCA Agent Contact Information

You can submit your DMCA Takedown Notice to our designated DMCA Agent at:

info@VillaTerras.com


3. Response to DMCA Takedown Notices

Upon receiving a valid DMCA Takedown Notice:

  • We will promptly remove or disable access to the infringing material.
  • We will notify the individual or entity responsible for posting the material that it has been removed or disabled.
  • We may terminate repeat infringers’ access to our website in accordance with our policies.

4. Submitting a Counter-Notice

If you believe that the content removed or disabled was improperly identified or is not infringing, you may file a Counter-Notice with our DMCA Agent. The Counter-Notice must include:

  1. Identification of the material that has been removed or disabled and the location where it appeared before removal.
  2. A statement under penalty of perjury that you have a good-faith belief that the material was removed or disabled due to a mistake or misidentification.
  3. Your name, address, phone number, and a statement that you consent to the jurisdiction of the federal court in your district (or the judicial district where you are located) and agree to accept service of process from the copyright owner or their agent.
  4. Your physical or electronic signature.

Upon receiving a valid Counter-Notice, we will forward it to the original complainant. If the complainant does not file a legal action within 10 business days, we may restore the removed material.


5. Repeat Infringer Policy

VillaTerras, LLC reserves the right to terminate the accounts or access of users who are determined to be repeat infringers of copyright.


6. False Claims

Filing a false DMCA Takedown Notice or Counter-Notice may subject you to legal consequences, including liability for damages under Section 512(f) of the DMCA. We encourage all parties to consult with legal counsel before submitting a DMCA claim.


7. Changes to This Policy

VillaTerras, LLC reserves the right to modify this DMCA Policy at any time. Changes will be posted on this page with an updated effective date.

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Terms of Use for VillaTerras.com

Last Updated: Jan. 8, 2024

Welcome to VillaTerras.com. By accessing or using this Website, you agree to comply with and be bound by these Terms of Use (the “Terms”), as well as any applicable laws and regulations. If you do not agree to these Terms, you must refrain from using this Website.

VillaTerras.com is an informational platform that provides tools, resources, and content related to real estate. The Website does not provide licensed real estate, legal, or tax services. These Terms are designed to protect VillaTerras.com and its operators from all potential legal disputes, claims, and liabilities.


1. Legal Disclaimer

1.1 No Professional Services

VillaTerras.com does not offer professional real estate, legal, or financial advice. Any content, tools, or information provided are for general informational purposes only and should not be relied upon for making legal, financial, or real estate decisions. Users must consult licensed professionals (e.g., real estate agents, appraisers, attorneys, or tax advisors) for advice tailored to their specific needs.

1.2 Limitation of Accuracy

While VillaTerras.com strives to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness, or reliability of any content or tools on the Website. Errors, omissions, or inaccuracies may occur.

1.3 No Guarantees

VillaTerras.com makes no guarantees regarding the outcomes or results of using the Website’s content, tools, or resources. Users assume full responsibility for their reliance on any information provided.


2. Acceptable Use Policy

2.1 Prohibited Activities

You agree not to use VillaTerras.com for any unlawful, fraudulent, or harmful purpose. Specifically, you must not:

  1. Attempt to gain unauthorized access to the Website, its servers, or user data.
  2. Scrape, copy, or distribute content without written permission.
  3. Misrepresent your identity or impersonate others while using the Website.
  4. Use the Website to engage in activities that violate applicable laws or regulations.

2.2 User Conduct

Users must conduct themselves in a respectful and lawful manner. This includes:

  • Providing accurate and truthful information when interacting with the Website.
  • Refraining from posting or transmitting offensive, defamatory, or harmful content.

3. Intellectual Property

3.1 Ownership of Content

All content, tools, graphics, logos, and intellectual property on VillaTerras.com are owned by VillaTerras.com and protected under copyright, trademark, and other applicable laws.

3.2 Limited License

VillaTerras.com grants users a non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. Users may not:

  • Reproduce, distribute, or modify Website content without explicit permission.
  • Use Website content for commercial purposes.

3.3 Enforcement

VillaTerras.com reserves the right to pursue legal action against users who violate our intellectual property rights.


4. Privacy Policy and Data Use

4.1 Compliance with Privacy Laws

VillaTerras.com is committed to protecting user privacy and complies with applicable data protection laws, including the California Consumer Privacy Act (CCPA).

4.2 Data Collection

The Website collects user data, including:

  • Personal information submitted via forms (e.g., name, email address).
  • Cookies and analytics data to improve Website functionality.

4.3 User Rights

Users have the right to access, modify, or delete their personal data. For details, refer to our Privacy Policy.


5. Disclaimers and Limitation of Liability

5.1 No Warranties

VillaTerras.com provides its services “AS IS” and “AS AVAILABLE,” without warranties of any kind, express or implied. This includes, but is not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

5.2 Limitation of Liability

VillaTerras.com and its operators are not liable for:

  1. Financial losses, damages, or injuries resulting from the use of the Website.
  2. Errors, omissions, or inaccuracies in the Website’s content or tools.
  3. Interruptions or technical failures affecting access to the Website.

5.3 Third-Party Links

The Website may include links to third-party websites for convenience. VillaTerras.com does not endorse or guarantee the accuracy of third-party content and is not responsible for their actions or omissions.

5.4 Indemnification

By using the Website, you agree to indemnify and hold harmless VillaTerras.com and its operators from any claims, damages, or liabilities arising from your use of the Website or violation of these Terms.


6. Governing Law and Jurisdiction

6.1 Jurisdiction

These Terms are governed by the laws of the State of California, excluding conflict-of-law principles. Any disputes arising from these Terms or the use of the Website shall be resolved exclusively in the courts located in California.

6.2 Severability

If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.


7. Disclosures

7.1 Real Estate Disclosures

VillaTerras.com does not:

  • Operate as a licensed real estate broker, appraiser, or attorney.
  • Guarantee the accuracy of property valuation tools or market data.

7.2 Affiliate and Advertising Disclosures

The Website may earn commissions through affiliate links or advertisements. These relationships do not influence the content provided.

7.3 Environmental and Zoning Disclosures

Environmental and zoning information provided on the Website is based on publicly available data and should be independently verified with local authorities.


8. Amendments to Terms

VillaTerras.com reserves the right to modify these Terms at any time without prior notice. Users are encouraged to review the Terms periodically to stay informed of any changes.


9. Contact Information

For questions or concerns about these Terms, please contact:

VillaTerras.com
Email: info@villaterras.com
Address: Irvine, Ca, 92614


Disclosures for VillaTerras.com

Last Updated: Jan. 8, 2024

VillaTerras.com is committed to transparency and compliance with all applicable laws and regulations. This Disclosures page provides detailed information to clarify the limitations, scope, and purpose of the Website. By using VillaTerras.com, you acknowledge and accept these disclosures.


1. General Real Estate Disclosures

1.1 No Licensed Real Estate Services

  • VillaTerras.com is not a licensed real estate broker, appraiser, attorney, or tax advisor.
  • The tools, resources, and information provided are for general informational purposes only and are not intended to substitute for professional advice or services.
  • Users should consult licensed professionals for any real estate, legal, or financial decisions.

1.2 No Guarantee of Accuracy

  • While VillaTerras.com strives to ensure that the information provided is accurate and up-to-date, errors, omissions, or inaccuracies may occur.
  • All users are responsible for verifying any data, estimates, or recommendations provided on the Website with qualified professionals.

1.3 No Agency Relationship

  • Use of the Website does not create any agency, fiduciary, or client relationship between VillaTerras.com and its users.

2. Property Valuation and Appraisal Tools

2.1 Informational Purposes Only

  • Any valuation tools or property data provided on VillaTerras.com are intended for educational purposes only and are not equivalent to professional appraisals or market analyses.

2.2 No Reliance for Transactions

  • Users must not rely on any property valuations or data from VillaTerras.com for real estate transactions or legal matters.
  • Licensed appraisers or brokers should be consulted for accurate property evaluations.

2.3 Limitations of Data Sources

  • Property data and valuations may be based on publicly available information or algorithms. These sources may not reflect current market conditions or property-specific details.

3. Affiliate and Advertising Disclosures

3.1 Affiliate Relationships

  • VillaTerras.com participates in affiliate marketing programs and may earn commissions from qualifying purchases or services via links on the Website.
  • These affiliate relationships do not influence the content or recommendations provided on VillaTerras.com.

3.2 Advertising

  • VillaTerras.com may display advertisements from third-party companies. These ads are not endorsements, and VillaTerras.com is not responsible for the content, claims, or services provided by advertisers.

3.3 Transparency

  • All affiliate links and advertisements are disclosed in compliance with applicable laws, including Federal Trade Commission (FTC) guidelines.

4. Environmental, Zoning, and Hazard Disclosures

4.1 Public Data Sources

  • Environmental, zoning, and natural hazard information provided on VillaTerras.com is derived from publicly available data and is for reference purposes only.
  • Users must verify this information with local authorities, zoning boards, or environmental agencies before making decisions.

4.2 No Legal Guarantee

  • VillaTerras.com does not guarantee the accuracy, completeness, or applicability of any zoning or hazard-related information to specific properties or locations.

4.3 Specific Risks

  • Information related to flood zones, earthquake risks, fire hazards, or other environmental concerns should be independently confirmed through professional inspections or government databases.

5. Email and Communication Disclosures

5.1 Informational Nature of Emails

  • Emails or responses from VillaTerras.com are for informational purposes only and do not constitute legal, financial, or real estate advice.

5.2 CAN-SPAM Act Compliance

  • VillaTerras.com complies with the CAN-SPAM Act, ensuring that:
    • All emails are clearly identified as originating from VillaTerras.com.
    • Users can opt out of receiving future communications via an unsubscribe link.

5.3 No Contractual Obligation

  • Receipt of an email from VillaTerras.com does not establish any contractual obligation or professional relationship.

6. Intellectual Property Disclosures

6.1 Ownership

  • All content on VillaTerras.com, including text, graphics, tools, and software, is owned by VillaTerras.com and is protected under copyright and intellectual property laws.

6.2 Limited Use

  • Users are granted a limited, non-exclusive license to access and use the Website for personal, non-commercial purposes. Reproduction, modification, or distribution of Website content without written permission is prohibited.

6.3 Third-Party Content

  • VillaTerras.com may feature content from third-party contributors or licensors. Users are responsible for complying with any additional terms applicable to such content.

7. Fair Housing and Non-Discrimination

7.1 Compliance with Fair Housing Laws

  • VillaTerras.com adheres to the principles of the Fair Housing Act and prohibits discrimination in any aspect of real estate-related information or tools.

7.2 Inclusive Content

  • All content, tools, and services on VillaTerras.com are designed to be inclusive and free from discriminatory practices based on race, color, religion, sex, disability, familial status, or national origin.

7.3 User Responsibilities

  • Users must not use VillaTerras.com for discriminatory purposes or in violation of fair housing laws.

8. Liability Disclosures

8.1 Limitation of Liability

  • VillaTerras.com and its operators are not liable for:
    • Financial losses or damages resulting from the use of the Website.
    • Errors, inaccuracies, or omissions in the information or tools provided.
    • Third-party services, links, or advertisements displayed on the Website.

8.2 Assumption of Risk

  • By using VillaTerras.com, users assume all risks associated with the reliance on information provided and agree to hold VillaTerras.com harmless from any claims, liabilities, or disputes.

8.3 Indemnification

  • Users agree to indemnify and defend VillaTerras.com against any claims or damages arising from their use of the Website, violation of these disclosures, or misuse of the content.

9. Governing Law and Dispute Resolution

9.1 Jurisdiction

  • These Disclosures are governed by the laws of the State of California. Any disputes must be resolved in California courts.

9.2 Arbitration

  • Users agree to resolve disputes through binding arbitration, waiving their right to a jury trial.

9.3 Severability

  • If any provision of these Disclosures is deemed invalid or unenforceable, the remaining provisions will remain in effect.

10. Changes to This Disclosure Statement

VillaTerras.com reserves the right to update these Disclosures at any time without prior notice. Changes will be posted on this page, and users are encouraged to review them periodically.


11. Contact Information

For questions, concerns, or clarifications regarding these Disclosures, please contact:

VillaTerras.com

Email: info@villaterras.com

Address: Irvine, Ca, 92614



Privacy Policy for VillaTerras.com

Last Updated: Jan. 8, 2024

VillaTerras.com (“the Website”) is committed to protecting the privacy of its users. This Privacy Policy outlines how we collect, use, and safeguard your personal information. By accessing or using VillaTerras.com, you consent to the practices described in this policy. If you disagree with any part of this Privacy Policy, please refrain from using the Website.


1. Information We Collect

1.1 Personal Information

We collect personal information you voluntarily provide when you interact with the Website, such as:

  • Name
  • Email address
  • Phone number
  • Any information submitted through contact forms, surveys, or account creation.

1.2 Non-Personal Information

Automatically collected data includes:

  • Browser type and version
  • Operating system
  • IP address
  • Geographic location
  • Website usage patterns, such as pages visited and time spent on the site.

1.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

  • Enhance user experience
  • Analyze Website performance
  • Deliver personalized content and advertisements.

2. How We Use Your Information

2.1 Providing Services

Your information helps us:

  • Respond to inquiries
  • Provide requested tools or resources
  • Improve the functionality and content of the Website

2.2 Marketing

  • With your consent, we may send promotional emails or newsletters about new features, services, or relevant information.

2.3 Analytics

  • Non-personal information is used for analyzing Website performance, trends, and user behavior.

2.4 Compliance

We may use your information to comply with legal obligations, enforce our Terms of Use, or address security concerns.


3. How We Protect Your Information

3.1 Data Security

VillaTerras.com employs industry-standard measures to protect your data, including:

  • Secure server environments
  • Encryption of sensitive information during transmission
  • Regular security audits and updates

3.2 Limited Access

Only authorized personnel have access to personal data, and they are required to maintain its confidentiality.

3.3 No Absolute Guarantee

While we strive to safeguard your information, no method of transmission or storage is 100% secure. By using the Website, you acknowledge and accept this risk.


4. Sharing Your Information

4.1 Third-Party Service Providers

We may share your information with trusted third-party service providers who assist us in operating the Website, such as:

  • Hosting providers
  • Analytics services (e.g., Google Analytics)
  • Email marketing platforms

4.2 Legal Requirements

Your information may be disclosed if required by law or if we believe disclosure is necessary to:

  • Comply with legal obligations
  • Protect the rights, property, or safety of VillaTerras.com, its users, or the public

4.3 Business Transfers

In the event of a merger, acquisition, or sale of the Website, your information may be transferred to the new owner or operator.

4.4 No Sale of Data

VillaTerras.com does not sell your personal information to third parties.


5. Your Rights

5.1 Access and Correction

You have the right to request access to the personal data we hold about you and request corrections for inaccuracies.

5.2 Data Deletion

You may request the deletion of your personal information, subject to certain legal exceptions.

5.3 Opt-Out of Marketing

You can opt out of receiving promotional emails by clicking the unsubscribe link in our emails or contacting us directly.

5.4 California Consumer Privacy Act (CCPA)

If you are a California resident, you have additional rights under the CCPA, including:

  • The right to know what personal information we collect, use, and share
  • The right to opt-out of the sale of personal data (although VillaTerras.com does not sell personal data)
  • The right to non-discrimination for exercising your privacy rights

6. Cookies and Tracking Technologies

6.1 Types of Cookies Used

  • Essential Cookies: Necessary for the operation of the Website.
  • Performance Cookies: Help us understand how users interact with the Website.
  • Functional Cookies: Remember user preferences to improve experience.
  • Advertising Cookies: Deliver personalized ads based on user behavior.

6.2 Managing Cookies

You can adjust your browser settings to refuse cookies or alert you when cookies are being used. Please note that disabling cookies may affect the functionality of the Website.


7. Children’s Privacy

VillaTerras.com does not knowingly collect personal information from children under the age of 13. If you believe a child has provided personal information, please contact us, and we will promptly delete it.


8. Third-Party Links

The Website may include links to third-party websites or services. VillaTerras.com is not responsible for the privacy practices or content of these external sites. Users should review the privacy policies of third-party websites before providing any personal information.


9. International Users

If you access VillaTerras.com from outside the United States, your information may be transferred to, stored, and processed in the United States. By using the Website, you consent to the transfer of your information to the U.S. under its applicable laws.


10. Changes to This Privacy Policy

VillaTerras.com reserves the right to update this Privacy Policy at any time. Changes will be posted on this page, and the “Last Updated” date will reflect the most recent revision. Users are encouraged to review the Privacy Policy periodically to stay informed of any changes.


11. Contact Information

If you have questions or concerns about this Privacy Policy, please contact us at:

VillaTerras.com

Email: info@villaterras.com

Address: Irvine, Ca, 92614

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