Disclaimer

2. Financial Tools Disclaimer

Financial Calculator Disclaimer
Any financial calculators, valuation tools, or projections provided on this website are for illustrative purposes only and are not intended to provide financial advice. The results generated by these tools are hypothetical and based on user-provided inputs, which may vary in accuracy.
VillaTerras.com is not responsible for any actions taken based on these calculations or for any financial losses incurred. Users are encouraged to seek advice from a qualified financial advisor before making any investment or financial decisions.

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3. Licensing and Jurisdiction Disclaimer

Licensing Notice
VillaTerras.com operates under the authority of licensed real estate professionals in the state of [California or relevant jurisdiction]. All services provided are subject to the laws and regulations of [State or Country].
This website does not constitute an offer to provide real estate services in any jurisdiction where we are not licensed to operate. Please verify licensing and eligibility before engaging in any transactions.

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4. Copyright and Intellectual Property Disclaimer

Copyright Notice
All content on this website, including but not limited to text, images, tools, logos, and graphics, is the property of VillaTerras.com or its licensors. Unauthorized reproduction, distribution, or use of this content is strictly prohibited.
If you believe any content has been used without proper authorization, please contact us at [Contact Information]. We will promptly address any issues.

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5. Third-Party Content and Links Disclaimer

External Links Disclaimer
This website may include links to third-party websites or content for your convenience. VillaTerras.com does not endorse or assume responsibility for the accuracy, legality, or reliability of any third-party content. Accessing these links is at your own risk.
If you have concerns about a linked site, please contact us at [Contact Information].

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6. Privacy Policy Summary Disclaimer

Privacy Policy
Your privacy is important to us. VillaTerras.com collects and processes personal information in accordance with applicable data protection laws, including the California Consumer Privacy Act (CCPA). For more information on how we collect, use, and protect your data, please review our Privacy Policy.
By using this website, you consent to our data collection and usage practices.

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7. Fair Housing Disclaimer

Fair Housing Compliance
VillaTerras.com fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. We do not discriminate based on race, color, religion, sex, handicap, familial status, national origin, or any other protected status.
If you believe you have been discriminated against, please contact the appropriate housing authority.

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8. Accessibility Disclaimer

Accessibility Statement
VillaTerras.com is committed to ensuring our website is accessible to individuals with disabilities. We strive to meet the standards set by the Web Content Accessibility Guidelines (WCAG). If you experience any difficulty accessing content on this website, please contact us at [Contact Information], and we will make reasonable accommodations.

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9. Limitation of Liability

Limitation of Liability
To the maximum extent permitted by law, VillaTerras.com and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of this website, its content, or any services provided.
This includes, but is not limited to, damages caused by errors, omissions, interruptions, or inaccuracies in the information or tools provided. Use of this website is entirely at your own risk.

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10. Email Disclaimers

General Email Disclaimer

Confidentiality Notice
This email and any attachments are confidential and intended solely for the use of the recipient(s). If you are not the intended recipient, please notify the sender immediately and delete this email. Unauthorized use, copying, or distribution of this email is strictly prohibited.

Real Estate Licensing Email Disclaimer

Licensing Notice
Leonardo Villasenor is a licensed real estate professional under the jurisdiction of [California Department of Real Estate, License #08135228.] Any opinions or information shared in this email are for informational purposes only and do not constitute professional advice.

No Advice Disclaimer

No Legal or Financial Advice
This email and its contents do not constitute legal, financial, or investment advice. Users are encouraged to consult with licensed professionals for specific guidance.

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11. Terms of Use Summary

Terms of Use
By using this website, you agree to comply with our Terms of Use, which govern acceptable behavior, user responsibilities, and limitations of liability. Please review the full Terms of Use here. If you do not agree to these terms, please cease using the website immediately.


Privacy Policy for VillaTerras.com

Last Revised: [11/20/2024]

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Introduction

VillaTerras, LLC (“Company,” “We,” “Us,” or “Our”) respects Your privacy and is committed to protecting it through Our compliance with this Privacy Policy. This Privacy Policy explains Our policies and practices regarding the Personal Information We collect from You, how We use it, how We share it, Your rights and choices, and how You can contact Us about Our privacy practices.

Please read this Privacy Policy carefully to understand Your rights and Our practices. To the extent You are a Visitor or End User, this Privacy Policy outlines Your rights as a data subject, including the right to object to some uses of Your Personal Information by Us.

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Definitions

• “Personal Information”: Any information that identifies or relates to an individual or can be used in conjunction with other information to identify an individual.
• “Processing”: Any operation performed on Personal Information, including collection, storage, use, or deletion.
• “Visitor”: An individual that visits the VillaTerras.com website but is not a customer or registered user.
• “End User”: Individuals who interact with Us through Our Services or affiliated partners but do not directly contract with Us.
• “Services”: The products and services provided by VillaTerras, LLC.

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Scope of This Policy

This Privacy Policy applies to Personal Information We collect through:

1. Your interactions with VillaTerras.com.
2. Data You provide to Us directly.
3. Information collected via third-party affiliates or service providers.

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Personal Information We Collect

1. Categories of Personal Information We Collect

We collect the following types of Personal Information:

• Identifiers: Name, email address, phone number, IP address, and postal address.
• Commercial Information: Records of services requested or purchased.
• Internet or Network Activity: Information about Your interactions with Our website, including browsing activity, location data, and usage data.
• Geolocation Data: Approximate physical location derived from Your IP address.

2. Sources of Collection

• Directly from You when You provide information via forms, email, or telephone.
• Automatically via cookies and tracking technologies.
• From third parties, such as affiliates, advertising partners, and service providers.

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How We Use Your Personal Information

We Process Your Personal Information for the following purposes:

• To provide, personalize, and improve Our Services.
• To communicate with You, including responding to inquiries.
• For marketing and promotional purposes, consistent with Your preferences.
• To comply with legal and regulatory requirements.
• To enhance the security of Our website and Services.

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Sharing of Personal Information

We may share Your Personal Information:

1. With Service Providers: Vendors who assist in delivering Our Services, such as payment processors and IT providers.
2. With Affiliates: Business entities under common ownership with VillaTerras, LLC.
3. In Response to Legal Requests: To comply with subpoenas, court orders, or applicable law.
4. In Connection with Business Transfers: If VillaTerras, LLC is sold, merged, or reorganized.

We do not sell Personal Information to third parties.

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Cookies and Tracking Technologies

VillaTerras.com uses cookies and similar technologies to:

• Analyze website traffic.
• Personalize user experiences.
• Measure the effectiveness of marketing campaigns.

You may opt out of non-essential cookies via Your browser settings or Our cookie consent banner.

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Your Privacy Rights

Depending on Your jurisdiction, You may have the following rights regarding Your Personal Information:

• Access and Portability: Request a copy of the Personal Information We hold about You.
• Correction: Request that inaccurate or incomplete Personal Information be corrected.
• Deletion: Request deletion of Your Personal Information, subject to certain limitations.
• Opt-Out: Opt out of certain uses of Your Personal Information, including marketing communications.

To exercise these rights, please refer to the “Exercising Your Rights” section below.

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Data Security

We implement technical and administrative measures to protect Your Personal Information. While We strive to protect Your data, no system can guarantee absolute security. Please take precautions to safeguard Your data when online.

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Retention of Personal Information

We retain Your Personal Information only as long as necessary to fulfill the purposes described in this Privacy Policy or to comply with legal obligations.

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Children’s Privacy

VillaTerras.com is not intended for children under the age of 16, and We do not knowingly collect Personal Information from minors. If We become aware that We have collected Personal Information from a child under 16, We will promptly delete it.

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International Data Transfers

If You reside outside the United States, Your data may be transferred to and processed in the U.S. or other jurisdictions where Our service providers operate. We ensure that such transfers comply with applicable data protection laws.

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Exercising Your Rights

To exercise any rights or request more information, please contact Us via:

• Email: Info@villaterras.com

Please include sufficient information for Us to verify Your identity and fulfill Your request.

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DMCA Policy for VillaTerras.com

Effective Date: [Insert Date]

VillaTerras, LLC (“we,” “us,” or “our”) respects the intellectual property rights of others and expects users of our website, VillaTerras.com, to do the same. This DMCA Policy outlines the procedure for reporting copyright infringement and our responsibilities in addressing such claims under the Digital Millennium Copyright Act (DMCA).

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1. Reporting Copyright Infringement

If you believe that content on VillaTerras.com infringes your copyright, you may submit a DMCA Takedown Notice to our designated DMCA Agent. The notice must include the following information to be valid under the DMCA:

1. Identification of the copyrighted work you claim has been infringed, or a representative list of such works if multiple works are affected.
2. Identification of the infringing content on our site, including the URL or a detailed description of the location of the material.
3. Your contact information, such as your name, mailing address, phone number, and email address.
4. A statement that you have a good-faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law.
5. A statement under penalty of perjury that the information in the notice is accurate and that you are the copyright owner or authorized to act on behalf of the owner.
6. Your physical or electronic signature.

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2. DMCA Agent Contact Information

You can submit your DMCA Takedown Notice to our designated DMCA Agent at:

info@VillaTerras.com

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3. Response to DMCA Takedown Notices

Upon receiving a valid DMCA Takedown Notice:

• We will promptly remove or disable access to the infringing material.
• We will notify the individual or entity responsible for posting the material that it has been removed or disabled.
• We may terminate repeat infringers’ access to our website in accordance with our policies.

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4. Submitting a Counter-Notice

If you believe that the content removed or disabled was improperly identified or is not infringing, you may file a Counter-Notice with our DMCA Agent. The Counter-Notice must include:

1. Identification of the material that has been removed or disabled and the location where it appeared before removal.
2. A statement under penalty of perjury that you have a good-faith belief that the material was removed or disabled due to a mistake or misidentification.
3. Your name, address, phone number, and a statement that you consent to the jurisdiction of the federal court in your district (or the judicial district where you are located) and agree to accept service of process from the copyright owner or their agent.
4. Your physical or electronic signature.

Upon receiving a valid Counter-Notice, we will forward it to the original complainant. If the complainant does not file a legal action within 10 business days, we may restore the removed material.

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5. Repeat Infringer Policy

VillaTerras, LLC reserves the right to terminate the accounts or access of users who are determined to be repeat infringers of copyright.

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6. False Claims

Filing a false DMCA Takedown Notice or Counter-Notice may subject you to legal consequences, including liability for damages under Section 512(f) of the DMCA. We encourage all parties to consult with legal counsel before submitting a DMCA claim.

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7. Changes to This Policy

VillaTerras, LLC reserves the right to modify this DMCA Policy at any time. Changes will be posted on this page with an updated effective date.